HAPPY NEW HIJRAH YEAR 1431

Dear friends and readers,

Happy New Hijrah Year 1431. May New Year brings joy and luck for all of you out there and don't forget to make transformation/changes in your life from better to best. I would like to express my congratulation to Al-'Allamah Yusof al-Qaradawi and Tan Sri Datuk Dr Yusof Noor for being "Tokoh Maal Hijrah" 1431 H.

YEAR END 2009

There's a lot of tension since KSN announced that no more AP 58 (a) for agencies under Prime Minister's Department for financial year 2009. Every payment must be settled before 24 December 2009 and AKB period from 1-7 January 2010. After this period, no more last year bills would be paid using 2010 allocation. Those who involve with handling project must aware that every project and work must be finished before 31st Dec 2009.

EXPENSES VERSUS INCOME

I keep wondering why people always not enough money eventhough they just get their monthly salary? Even my staffs themselves quickly make their T& T and overtime at the end of month in order to get back their money shortly. Then i think for some reasons:-

1) They have family to support

2) They have to go outstation/ extra duty- need to spend some money

3) Their expenses is above the salary they get. For eg. change to new handphone brand, buy new expensive Tudung Arini, buy new expensive cloth, branded belongings, so on and so forth.

4) They have loan to pay, gas for transportation.

Above all, please remember that 10% from our salary is for savings.